Benefits Overview

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Medical

PROVIDED BY CAREFIRST BLUECROSS & BLUESHIELD 

Pharmacy / RX

PROVIDED BY CVS CAREMARK

Dental

PROVIDED BY METLIFE

Vision

PROVIDED BY SUPERIOR VISION

 

LIFE & AD&D

PROVIDED BY ONE AMERICA / AUL

EMPLOYER-PAID COVERAGE

Employer paid Life Insurance will be maintained or Increased across all employee levels

VOLUNTARY LIFE & AD&D
EMPLOYEES

  • Option to elect additional coverage in $1,000 increments ranging from $10,000 to $300,000;
  • Guaranteed Issue amount: $125,000
  • This is the amount of coverage you can purchase without medical underwriting

VOLUNTARY LIFE & AD&D
DEPENDENTS

  • Spouses: $5,000 to $150,000
  • Guaranteed Issue amount: $30,000
  • Children:
  • Ages 0-6 months
  • $1,000
  • Ages 6 months - 26 years
  • $2,500 for only $0.16 per pay
  • $5,000 for only $0.33 per pay
  • $10,000 for only $0.64 per pay

 

 

PLEASE NOTE: If you are electing over the Guaranteed Issue amount for you or your spouse; please fill out the EOI Form and submit to HR.

 

SHORT-TERM
DISABILITY
PROVIDED BY ONE AMERICA / AUL

LONG-TERM
DISABILITY
PROVIDED BY ONE AMERICA / AUL

EMPLOYER PAID

VOLUNTARY
  • 100% employer paid
  • Benefit: 60% of weekly salary up to $1,000 max
  • Elimination Period: 7 day of accident or illness (including Saturdays and Sundays)
  • Duration: up to 12 weeks
  • Benefit: 60% of monthly salary with $6,000 max
  • Elimination Period: start following the 12 weeks of Short-Term Disability
  • Duration: Core benefits payable for up to 2 years or until age 70
  • Duration: Enhanced benefits payable up to 5 years or until Social Security Retirement Age

EMPLOYEE ASSISTANCE PROGRAM

PROVIDED BY ONE AMERICA / AUL

EAP Program

Personal issues, planning for life events or simply managing daily life can affect your work, health and family. Your Guidance Resources program provides support, resources and information for personal and work-life issues. The program is company-sponsored, confidential and provided at no charge to you and your dependents.

 

Confidential Counseling

  • Stress
  • Anxiety and depression
  • Job pressures

Financial Information and Resources

  • Getting out of debt
  • Retirement planning
  • Tax questions

Legal Support and Resources

  • Divorce and family law
  • Real estate transaction
  • Debt and bankruptcy

Work Life Solutions

  • Child and elder care
  • College planning
  • Moving and relocation

 

 

Travel Assistance Program
Emergencies happen, but help is now only a phone call or email away. Generali Global Assistance offers a suite of services to help you in your time of need — from small inconveniences like losing your medication to life-threatening situations — all delivered with a caring, human touch.

 

Medical and dental referral

• Assist in finding physicians, dentists and medical facilities.

Replacement of medication or eyeglasses

• Lost or stolen, with guarantee of reimbursement by you.

Traveling companion assistance

• In the event they must cancel their travel arrangements due to medical emergencies.

Emergency medical payment

• Covers medical and dental care expenses in the case of sudden, unexpected illness or injury during your trip, with guarantee of reimbursement by you.

 

 
   
   

FLEXIBLE SPENDING ACCOUNTS HEALTH CARE & DEPENDENT CARE

PROVIDED BY CAREFLEX

  • Flexible Spending Accounts (FSA) are employer-sponsored benefits that allow you to set aside a portion of your salary, before taxes, to pay for qualified health care and dependent care (day care) expenses.
    • Flexible Spending Account Health Care expenses can be for you and your tax dependents, regardless of whose insurance covers an individual 
  • FSA Carryover Provision: Allows carryover up to $500 on unused funds to the next plan year.
  • FSA Dependent Care election is available as funds accumulate in your account. 
    • Can be used for dependents under 13 or over 13 if mentally or physically unable to care for himself / herself. 

FSA Eligible Expenses include: 

To access your account online to view claims, track balances and payment card charges. Please visit mycareflex.wealthcareportal.com

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